Credit Card Reviews


When it comes to bank credit cards everyone wants to get the best deal available. Whether the card you are applying for is VISA or Master Card, it’s not as important as knowing the particular charges, fees and regulations that the issuing bank is attaching to your agreement.

You should study the main features of each of these credit cards and that will allow you to choose the one that’s best suited for your personal situation. No matter if you have a credit rating of 600 or 800, there’s sure to be a bank credit card with the interest charges, special options and reward features that will make it an ideal fit for your budget.

Here are some of the top credit cards now available from major financial institutions.

Discover® More® Card Review


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discover credit card reviews
  • Reg. APR- can range as low as 11.99%
  • Introductory APR- 0% for 6 months
  • No annual fee
  • Allows balance transfers
  • Requires good credit rating
  • 5% Cash back for gasoline, groceries, restaurant and travel purchases and 1% Cash back Bonus for all other purchases
  • Up to 1% unlimited Cashback Bonus® on all other purchases
  • 5% to 20% Cashback Bonus® through our exclusive online shopping site
Credit Needed Annual Fee Balance Transfer Intro APR Ongoing Issuer
Excellent* None* Yes* 0% Intro APR* As low as 11.99% Discover Bank

 

American DreamCard™ MasterCard® Review


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APPLY
American DreamCard - The first and only "POOLED REWARD SYSTEM " Credit Card. Looking for a card with an award winning reward program? The American DreamCardTM MasterCard® is the card for you! Take advantage of a new concept in credit cards where everyday spending earns you entries to win thousands in cash every month. Apply today!

  • Large monthly cash jackpots!
  • Earn entries from everyday shopping!
  • Get 1,000 entries just for applying!

†See terms and conditions for important rate, fee and other cost information, and limitations

Credit Needed Annual Fee Balance Transfer Intro APR Ongoing Issuer
Fair - Excellent* $0*-$59* N/A* as low as Prime + 10.99% as low as Prime + 10.99% HSBC Bank Nevada, N.A.

 

IBERIABANK Visa Select Review


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APPLY
  • Introductory Rate of 0.00% for 12 months from date opened, on Purchases. (If there is an interest charge, the charge will be no less then $1.00). This rate will not change during the introductory period.
  • Low Introductory APR on Balance Transfers of 1.99% for the first 12 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Low Ongoing Variable Rate APR after introductory period of 7.50% (Prime + 4.25%). This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less then $1.00).
  • Online access to credit card account information

*See website for complete terms and conditions of card usage and application disclosure.

Credit Needed Annual Fee Balance Transfer Intro APR Ongoing Issuer
Excellent* $35 Yes* 0.00% for 12 months from date opened, on Purchases Prime + 4.25%* IBERIABANK

 

Blue Sky (American Express) Review


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amex credit card reviews
  • Reg. APR- 17.24-21.24%
  • Intro APR – 0% to qualified applicants only
  • No annual fee
  • Allows balance transfer
  • Earn 1 point for each $1 spent

American express credit cards always receive the highest marks among their customer base. These bank credit cards provide rewards, cash back and outstanding customer service.

Credit Needed Annual Fee Balance Transfer Intro APR Ongoing Issuer
Very Good None* Yes* 0% Intro APR* As low as 17.24% American Express

 

American Express Gold Card Review


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amex gold credit card reviews
  • Reg. APR- N/A
  • Intro APR- N/A
  • No Balance transfer
  • Annual Fee- $125

Card members enjoy special perks including access to the best tickets for top concerts and plays. When you charge $500 or more during the first 3 months of becoming a Gold Card member you will also be given 10,000 bonus points that can be redeemed for $100 American Express gift cards.

Credit Needed Annual Fee Balance Transfer Intro APR Ongoing Issuer
Very Good $125 No N/A N/A American Express

 

Chase Freedom Credit Card Review


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chase freedom credit card reviews
  • Reg. APR-12.99-22.99%
  • Introductory APR-0% for 7-12 or 18 months
  • Allows balance transfer
  • No annual fee
  • 5% cash back for gas, department store purchases and home improvement items; 1% cash back reward on all other purchases
Credit Needed Annual Fee Balance Transfer Intro APR Ongoing Issuer
Very Good None Yes 0% Intro As low as 12.99% Chase

 

HSBC Orchard Bank MasterCard Review


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hsbc orchard bank credit card reviews
  • Orchard Bank Classic Master Card
  • Reg. APR- 7.9-28.9%
  • No Introductory APR available
  • Annual Fee applies
  • No Balance transfer available

The Orchard Bank credit cards are designed to be suitable for a diverse group of customers including those with good credit ratings, those who have no credit and are even available to those with poor or bad credit scores. One of the HSBC credit cards helps individuals with poor credit rebuild their creditworthiness and improve their credit scores.

Credit Needed Annual Fee Balance Transfer Intro APR Ongoing Issuer
Poor Yes No N/A As low as 7.9% HSBC

 

Citi Bank Citi Forward Credit Card Review


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citi bank citi forward credit card reviews
  • Reg. APR-12.99-19.99%
  • Introductory APR- 0%
  • Allows for balance transfer
  • No annual fee

These Citibank cards reward you with 5 Thank You points each time you spend $1 for entertainment and restaurant charges. You will also get 1 of the reward points for each $1 spent on other card purchases.

Credit Needed Annual Fee Balance Transfer Intro APR Ongoing Issuer
Good No Yes 0% Intro APR As low as 12.99% CitiBank

 

Citi Platinum Select Credit Card Review


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Citi Platinum Select credit card reviews
  • Reg. APR 9.99-19.99%
  • Introductory APR- 0% for a period of 7, 12 or 18 months
  • Allows for balance transfer
  • No annual fee

With these cards you receive a $30 statement credit, you will have access to the Citi Bank identity theft solutions, and you’ll receive extra cash back rewards through discounts offered on travel and special merchandise.

Credit Needed Annual Fee Balance Transfer Intro APR Ongoing Issuer
Good No Yes 0% Intro APR As low as 9.99% CitiBank

 

As you can see the APR on these cards vary a great deal. The APR you are offered will depend upon your credit history and other factors. Choosing a card with a lower interest charge can save you hundreds; even thousands of dollars. A big draw for many customers is the ability to earn cash back rewards through their credit card purchases and this is something that only some of the major card issuers provide. If you have very good to excellent credit you will be able to pick and choose the bank credit card you prefer. Should your credit only be good to poor then you’ll find that you may have to settle for a card that has higher interest and fewer perks.

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